FALL 2008
Notes &
Reminders
CCSD
will be closed in observance of the following holidays:
Columbus Day
Monday, October 13
Veteran's Day
Tuesday, November 11
Thanksgiving Day
Thursday, November 27
(Main office will be only office open on Friday, November 28)
Christmas Eve Day
Wednesday, December 24
All offices will close at 1 p.m.
Christmas Day
Thursday, December 25
(Main office will be only office open on Friday, December 26)
New Years Eve Day
Wednesday, December 31
All offices will close at 1 pm
New Years Day
Thursday, January 1
Monthly Staff Meeting
The Main Office will delay opening until 9:00 am on the 2nd Wednesday of every month. This ensures that all staff can attend monthly training sessions.
However, the drive-up will open as usual at 7:30 am.
CCSD
Federal Credit Union
218 Prescott Avenue
PO Box 2087
Elmira Heights, NY 14903-0087
607-733-4624
Lobby Service:
M,T,W,F 8am - 5pm
Th 8am–6pm
Drive-Up Service:
M,T,W 7:30am – 5:30pm
Th. & F 7:30am – 6pm
Saturday Drive-Up & Lobby
8:30am– Noon
Horseheads Branch Office
501 Gardner Road
Horseheads, NY 14845
607-796-2671
M–F 9:30am –5:30pm
Drive-Up ATM 24/7
Southport Branch Office
1707 Cedar Street
Elmira, NY 14904
607-734-6280
M-F 9:30am – 5:30pm
Officials
Board of Directors
Marian Rutty, Chairman
Michael W. Edwards, Vice Chairman
Joseph Roman, Treasurer
Joseph Gublo, Secretary
Theresa Banfield, Member
Bob Lynough,
Member
Richard Merritt, Member
Robert Watts, Member
Peggy Woodward, Member
Judith McInerney, Chairman
Michael Cuomo,
Member
Donald Hulslander,
Member
Bob Lynough, Member
Marian Rutty, Member
Credit Advisory Board
David Cheplick, Chairman
Alan Hutchinson, Secretary
Stephan Bowen, Member
James S. Stracuzzi , President/CEO
Stephan W. Bowen, VP, Lending
Michele M. Corby, VP Finance/COO
The merger of
CCSD & First Heritage
What's in it for you?
Quite often, bigger is better–Especially when size insures greater ability to offer a more comprehensive mix of products and services, improved convenience and the best value in town. You’ll find: |
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| More year-round benefits: | Improved Convenience benefits: |
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The CEO Corner
As many of you already know, on August 27, CCSD members voted overwhelmingly to partner with First Heritage. The coming together of these two successful institutions will increase our financial resources, thus allowing us to offer members more convenient locations and more comprehensive services.
Though the merger was effective immediately, each credit union will operate independently until February 2009.
This is necessary in order to merge data and update our computer systems. We are making every effort to insure this is a smooth and seamless transition, and that our employees are fully trained and will continue to offer outstanding service. It is important to note that no products or services will be eliminated as the result of the merger, however many will be enhanced. We would also like to assure our members that you will continue to see the same friendly faces in the offices that you patronage.
We are excited about the merger between these two outstanding institutions, and we realize that you may have questions about what to expect. Please feel free to contact any one of our offices if you have further questions. We will be happy to assist you.
Jim Stracuzzi
President/CEO
Thank You
We extend our thanks to Dave Cheplick and Alan Hutchinson who have dutifully served on the CCSD Credit Committee for many years. Thank you for your time.Members Only!
Williams Auto Group Sale
October 17th & 18th
Williams Toyota, 906 N. Elmira St., Sayre, Williams Auto Group, 200 Spring St., Sayre Williams Honda, Rte. 220, Milan
All new vehicles on Williams lot will be specially priced. If they don’t have the car you want they’ll get it for you. Used vehicles will be $1000 off ticketed price.
CCSD loan officers will be at all Williams locations during regular hours. If you would like to be pre-approved for a loan feel free to stop by any office.
**Members taking advantage of this sale will receive. . .
.50% off the regular loan rate
Rates as low as 4.25%apr
for 60 months
**Offer subject to credit worthiness. Rate is subject to change without notice.
For up-to-the minute savings account and loan rates, please visit www.ccsdfcu.org or call (607) 733-4624
International Credit Union Day
CCSD will be celebrating International Credit Union Day on Thursday, October 16th. As a way of saying thank you for your membership, we will offer cider and a sweet treat to each of our members who come into any of our offices that day.
CU Succeed
College Loan Workshop
CCSD is offering a workshop to help members figure out how to apply for college loans. Students, with or without parents/guardians, are invited to attend on Monday, October 6th from 5:30 – 7:00pm at the Elmira Heights office.
Pizza and munchies will be served. Visa gift cards and movie tickets will be offered as door prizes.
Please RSVP by emailing Chris at
cpanosian@ccsdfcu.org or calling (607) 733-4624 by Friday, October 3rd. Just let us know how many people will be attending.
We look forward to seeing you there, to help shed some light on the college loan process.
Santa Will Be Here. . .
CCSD would like to extend an invitation to all of our Kirby Kangaroo members to come and visit with Santa on Saturday, December 13th from 10am till Noon.
Santa will be stopping by CCSD’s main office in Elmira Heights. Everyone who stops in will receive a sweet treat and a picture with Santa that can be taken home with you. We hope to see you there!
Horseheads Family Day Celebration
The Horseheads Youth Bureau organized the Family Day Celebration held at Sullivan Park on July 12th.
They asked area businesses to come and bring an activity for the youth to participate in. CCSD was happy to get involved. Several staff and board members donated their afternoon to run a bean bag toss game and hand out prizes to all the young people who attended.
Over 25 local agencies came together to provide area youth and their families with a safe and fun day of activities. We are happy to report it was a tremendous success. We, here at CCSD, look forward to working with the Horseheads Youth Bureau again in the future!
Pictured above are the staff that volunteered to work Horseheads Family Days. In the front left to right: Jaime Lauper, Kathy Dilmore, Laura Randall and Chris Panosian. Back row: Steve Bowen, Ron Panosian (Chris’s husband), Dick Merritt (Board Member) and Eric Lee.
Kirby at the
Pioneer Game
We would like to thank all the Kirby Kangaroo members and their families who came out to the Pioneer game and picnic at Dunn Field back in July.
Kirby Kangaroo was happy to see so many of his friends there. Kirby was even able to toss out the first pitch of the game! It was a wonderful event and to top it all off, the Pioneers beat the Hornell Dodgers!!
Thank you too, for all the canned goods you brought to donate to the Food Bank of the Southern Tier. It will certainly help many people in need!
